Showing posts with label #greatbritishbudget. Show all posts
Showing posts with label #greatbritishbudget. Show all posts

Week 2 and 3 of my Great British Budget

We've had a poorly household these past two weeks so keeping track of my budgeting hasn't been a top priority. In terms of bills we're sorted and I made a great effort with my meal plan for week 2. Because of this nasty cold virus though many of the days meals for week 3 weren't even cooked so I've saved the meal plan for our last week.

Week 2 saw me spend £49 exactly on groceries. I would be pleased except that I had to leave out some of my free from items because I was restricted to one superstore instead of being able to shop around which suited us so well in week 1.

Week 3 was virtually the same without being able to get out so hubby did the shop after work which totalled £45. At least this time we could buy the free from food I needed and we had most of the ingredients for our next meals (we shop every Thursday/Friday) I think we still spent more because I asked for a treat (totally didn't need it) and hubby added in a pizza for tea plus buying items I left off the list on purpose (I now have loads of soya milk!) I guess he thought I forgot but without the above, our grocery bill would've been lower.

Next week I have one bill to go out, and the children's savings to add to. I have saving accounts with the same bank I use and they both have nearly £300 each so far which I'm so pleased with. I probably should pay more attention to other accounts though but at least I know their accounts aren't getting taxed.

We won't talk about Costa though..well okay I have gone over my 1 costa a week and I don't plan to have any in week 4 (a goal perhaps!?) but one thing I DO know, is that I have NOT spent £30 on the blasted hot chocolates this month. Go me! In fact, in week 1 I bought my mother one for the first time and last week I bought 2 hot chocolates for Midge and her friend as a half term treat.

It's never too late to start looking at your finances and learning to budget. I use the money hub app each month to work out my incoming money and outgoing money as well as listing all my bills properly because I'm prone to forgetting! Do join the conversation on twitter by following @yourwealthuk and #greatbritishbudget I hope everyone already on board is doing well!

Cupcake Mumma

My Budget Catch Up

The first week of February saw me blog about The Great British Budget and my personal goal of getting my menu and meal planning under control.

I'm pleased say this week we had a £50 big shop budget and it came to £46 which really pleased me! My weekly budget is usually £60 and I just shop in Tesco, usually going slightly over. Because our local tesco is just a small one, I have to send Jay to the larger store after work to collect the other Free From foods I can't buy locally.

Over the past few months we have been experimenting with how we shop and this week sealed the deal on shopping around. I've used Tesco online and couldn't find most of the cheaper value products in the search tools which really annoyed me. Not to mention it costing nearly (or sometimes over) £5 for delivery. We've tried Sainsburys but have really struggled to stay under budget. Asda have a great price for delivery (8 hour slots for £2.50) but a lot of the time I can't check out without first removing at least 3 really common products from my list (children's yogurts!). Then my shopping arrives and I have a list of subs and unavailable items staring me in the face! Totally defeats the idea of shopping online when I have to go out anyway!

So, with this in mind our shopping was done this week in Aldi, Iceland and Tesco for free from bread and cereal and other items which were more expensive in the previously mentions stores.

What also saved us money was getting back to meal planning. I looked in the cupboards and freezer, found an old menu planner in my folder and proceeded to plan!

Friday: Spaghetti and vegetables
Saturday: Pasties and wedges
Sunday: Roast!
Monday: Pasta night
Tuesday: Toad in the hole with mash
Wednesday: Jacket potato with filling of choice
Thursday: Spag Bol

With Most of this coming from the house already, all we needed was the essentials and something extra to make a few treats (like cookies!) and lunch box items.

I used the Money Hub app to help me plan my budget and I have to say I was surprised to see I spend £30 a month on Costa! I've restricted myself to one a week (£12 a month) with a few vouchers I was given I'll be easily meeting my target!




Cupcake Mumma